Asset Allocation Modeling and Strategy

Concord provides long-term strategic asset allocation advice which is focused on client liabilities as well as ongoing tactical recommendations, which is driven by asset valuations rather than market timing. Concord believes the traditional allocation definitions of equity, fixed income, and alternative investments are market-centric and during periods of instability, do little to provide real diversification to client portfolios. Our approach is to allocate on a more client-centric basis, and to set overall investment policy according to three key ‘building blocks.’ The allocation dedicated to each bucket is a function of the assets, liabilities, and risk tolerance of the client.